RiverShares™ Global Balanced / RSGB

BALANCED SOLUTION

Portfolio Overview

The RiverShares^™ Global Balanced model is an actively managed strategy that is designed for a 6-8 year time horizon and seeks to implement an investment strategy with a general preference for equities over fixed income securities in order to provide the opportunity for capital appreciation and income growth to the portfolio over time. The portfolio will typically target an asset allocation of 60% equities, 40% fixed income, with the flexibility to shift by as much as 20% from the target allocation. The strategy utilizes multiple asset classes, including US and international (both developed and emerging markets). The product will invest in both 3rd-party ETFs as well as RiverFront affiliated ETFs.

All investments in securities, including this portfolio, include a risk of loss of principal (invested amount) and any profits that have not been realized. Performance of any investment is not guaranteed. Markets fluctuate substantially over time, and have experienced increased volatility in recent years due to global and domestic economic events. Fixed income securities also carry inflation risk, liquidity risk, call risk and credit and default risks for both issuers and counterparties. In a rising interest rate environment, the value of fixed-income securities generally declines. Diversification does not guarantee a profit or protect against a loss. Investments in international and emerging markets securities include exposure to risks such as currency fluctuations, foreign taxes and regulations, and the potential for illiquid markets and political instability. Please see the end of this publication for more disclosures.

INVESTOR OUTCOME

Sustain ~ More Aggressive

Goal: Prepare
Outcome: Growth/Income

RiverShares^™ Global Balanced seeks to balance the need for principal protection with the necessity for capital growth. The strategy generally holds more stocks and has a more global focus than portfolios targeted to shorter time horizons. In normal market environments, investors can expect the portfolio to hold approximately 60% stocks and 40% bonds and cash, which can be increased and decreased based on our strategic and tactical views. It is best suited for investors who have a 6 to 8-year investment time horizon and are willing to accept larger swings in portfolio value in order to try and achieve better returns.