Moderate Growth & Income / MGI

Investment Objective

Seeks to provide attractive current income and potential for that income to grow over time.

Implementation: Advantage

Stocks & ETFs

Implementation: ETF Advantage

ETFs Only

Benchmark

40% S&P 500 Index TR
10% MSCI EAFE NR USD Index
50% Bloomberg Barclays US Aggregate Bond Index TR

Time Horizon

5 - 7 Years

Balanced Solution

Portfolio Overview

Seeks to provide attractive current income and the potential for income to grow over time primarily through investments in equity securities, with fixed income instruments used to supplement income and dampen portfolio volatility. The portfolio’s 5-7-year investment horizon typically results in a balanced investment strategy, with upside opportunities in higher risk assets somewhat muted by risk reducing, lower volatility investments.

The portfolio is constructed by our asset allocation, security selection, and risk management processes. The portfolio will seek attractive income and income growth opportunities across multiple asset classes, including international equity securities (both developed and emerging market), but the higher volatility of these asset classes may restrict their weighting in the portfolio. The 5-7-year horizon of this portfolio indicates that short term asset protection may sometimes need to be emphasized, even at the risk of reducing long term appreciation potential.

INVESTOR OUTCOME

Sustain ~ More Conservative

Goal: Growth
Outcome: Income

Moderate Growth & Income is designed to balance the dual mandate of capital growth and capital protection. To achieve this, the portfolio targets a blend of 50% equities and 50% bonds and has a 5-7 year time horizon. Riverfront will use its discretion to raise and lower weightings based on our strategic and tactical view of stocks and bonds.

Distribute ~ More Conservative

Goal: Spend
Outcome: Income

Moderate Growth & Income is designed to balance the dual mandate of capital growth and capital protection. While managed with safety in mind, Riverfront will use its discretion to raise and lower weightings based on our strategic and tactical view of stocks and bonds.