Dynamic Fixed Income / DFI

Investment Objective

Seeks to provide attractive current income primarily through investments in fixed income securities.

Implementation: Advantage

Bonds & ETFs

Implementation: ETF Advantage

ETFs Only

Benchmark

100% Bloomberg Barclays US Aggregate Bond Index TR

Time Horizon

2 - 3 Years

Fixed Income Solution

Portfolio Overview

Seeks to provide attractive current income primarily through investments in fixed income securities. The portfolio’s 2-3 year investment horizon typically results in a significant percentage of portfolio assets allocated to relatively lower risk fixed income investments, enhanced by allocations to higher risk fixed income assets with higher yields and some long-term return potential. The specific mix between lower risk and higher risk fixed income assets is determined through RiverFront’s Price Matters® framework, which allocates more to higher volatility assets when yields are relatively high and reduces these allocations when yields are less attractive to us on a long-term basis.

Tactical strategies typically seek to add value by shifting the portfolio among fixed income asset classes based upon the shorter term momentum in their economic fundamentals, market conditions and technical pricing movements. The relatively short 2-3 year time horizon of this portfolio, however, dictates that short-term, defensive measures may need to be emphasized in order to protect portfolio values.

INVESTOR OUTCOME

Distribute ~ More Conservative

Goal: Spend
Outcome: Income

Income is an important part of providing a distribution in retirement as is reducing volatility. Dynamic Fixed Income is designed to deliver such income as is available from the bond market and reduce overall volatility.