Goal = Prepare
Outcome = Growth & Income
In the Sustain phase investors have a dual mandate. While they still need their assets to grow, there is an increasing necessity to protect the assets they have accumulated. The Sustain phase can be particularly challenging because investors recognize that they must continue to own stocks which means becoming more comfortable with larger dollar fluctuations in their account value. In this phase, market declines often cause investors to second guess their asset allocation.
RiverFront seeks to help investors transition from the Accumulation phase where time is on their side to the Sustain phase where investors’ time horizon is more limited. At this stage, investors generally have the most to lose and the least time to recover hence the importance of protection. To deliver a mix of growth and protection RiverFront’s Sustain solutions are balanced between stocks and bonds and have the flexibility to make tactical adjustments when warranted. We believe, these tactical adjustments when combined with transparency and consistent communication are critical elements in helping investors during the Sustain phase.
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RiverFront's distinctive global investment strategies include our Advantage SMA, ETF, and Model Portfolio products. These are asset allocation portfolios designed to meet a broad range of investor needs, return objectives, and risk tolerance levels. They are built with a combination of stocks, bonds, and/or exchange-traded funds (ETFs).
Toggle to your client's preferred Risk Tolerance to view products that may be appropriate for your client in the Sustain phase.
(1) Product results for Sustain Phase with Aggressive Risk Tolerance
Dynamic Equity Income / DEI
Seeks to balance current income with the desire for income to grow over time with an emphasis on equities.
Stocks & ETFs
Implementation: ETF Advantage
70% MSCI All Country World Index NR
30% Bloomberg US Aggregate Bond Index TR
7 - 10 Years