RiverShares Moderate Growth & Income / RSMGI

Investment Objective

Seeks to provide growth of capital with an equal emphasis on growth of income.

Implementation: Advantage

RiverShares Eligible ETFs

Benchmark

40% S&P 500 Index TR
10% MSCI EAFE (NR) USD Index
50% Bloomberg Barclays US Aggregate Bond Index TR

Time Horizon

5-7 years

BALANCED SOLUTION

Portfolio Overview

The RiverShares Moderate Growth & Income composite is based on a 5-7 year time horizon and seeks to provide a combination of income and growth of capital through a balanced portfolio of global equites and fixed income. Tactical portfolio strategies seek to provide additional protection from market volatility through short-term, momentum-based strategies. Risk management processes are likely to be employed more frequently than other RiverFront portfolios with longer time horizons. This strategy is wholly implemented through shifting allocations to a suite of actively managed ETFs that are sub-advised by RiverFront. As the RiverShares holdings are limited to this suite of ETFs, these portfolios have a condensed structure and generally hold between five and eight positions at any given time.

INVESTOR OUTCOME

Sustain ~ More Conservative

Goal: Prepare
Outcome: Growth/Income

RiverShares Moderate Growth & Income is designed to balance the dual mandate of capital growth and capital protection. To achieve this, the portfolio targets a blend of 50% equities and 50% bonds and has a 5-7 year time horizon. Riverfront will use its discretion to raise and lower weightings based on our strategic and tactical view of stocks and bonds.

Distribute ~ More Conservative

Goal: Spend
Outcome: Income

RiverShares Moderate Growth & Income is designed to balance the dual mandate of capital growth and capital protection. While managed with safety in mind, Riverfront will use its discretion to raise and lower weightings based on our strategic and tactical view of stocks and bonds.