RiverShares International Opportunities / RSIO

Investment Objective

Seeks to provide long-term growth of capital in non-US equity markets.

Implementation: Advantage

RiverShares Eligible ETFs

Benchmark

100% MSCI All Country World Index ex US NR

Time Horizon

10+ Years

Effective April 30, 2022, RiverFront will no longer accept new accounts for this RiverSharesTM model portfolios. Furthermore, effective on or about December 31, 2022, RiverFront will cease to offer this portfolio.

EQUITY SOLUTION

Portfolio Overview

RiverSharesTM International Opportunities seeks to provide long-term growth of capital in non-US equity markets. This portfolio is designed to serve as the broad international equity component within a client's asset allocation mix. The portfolio aims to outpace the MSCI All Country World Index ex US (Net), and will invest in diversified securities across the globe, including stocks and ETFs. This strategy is wholly implemented through shifting allocations to a suite of actively managed ETFs that are sub-advised by RiverFront. In an attempt to outperform its benchmark, the portfolio managers will employ a combination of both qualitative and quantitative analysis, and the general strategies employed typically include, but are not limited to country, currency, region, sector and/or thematic rotation.

All investments in securities, including this portfolio, include a risk of loss of principal (invested amount) and any profits that have not been realized. Performance of any investment is not guaranteed. Markets fluctuate substantially over time, and have experienced increased volatility in recent years due to global and domestic economic events. Fixed income securities also carry inflation risk, liquidity risk, call risk and credit and default risks for both issuers and counterparties. In a rising interest rate environment, the value of fixed-income securities generally declines. Diversification does not guarantee a profit or protect against a loss. Investments in international and emerging markets securities include exposure to risks such as currency fluctuations, foreign taxes and regulations, and the potential for illiquid markets and political instability. Please see the end of this publication for more disclosures.

INVESTOR OUTCOME

Accumulate ~ More Aggressive

Goal: Build
Outcome: Growth

RiverShares International Opportunities has the mandate to invest in all markets outside the US. The portfolio will be fully invested most of the time and can be combined with US stocks to build a global portfolio for investors with a 10-year plus investment horizon.