RiverShares™ Global Allocation / RSGA

Investment Objective

Seeks to provide high long-term total return.

Implementation: Advantage

RiverShares Eligible ETFs

Benchmark

80% MSCI All Country World Index NR
20% Bloomberg US Aggregate Bond Index TR

Time Horizon

7-10 years

Effective April 30, 2022, RiverFront will no longer accept new accounts for this RiverShares™ model portfolios. Furthermore, effective on or about December 31, 2022, RiverFront will cease to offer this portfolio.

BALANCED SOLUTION

Portfolio Overview

The RiverShares Global Allocation composite is designed for a time horizon of 7-10 years and focuses on global equity investments with a supplemental fixed income allocation. The global equity component is based on those asset classes that RiverFront believes offer value on a long-term basis and includes potential allocations to US and international equities (both developed and emerging market). The fixed income component seeks to diversify some of the portfolio’s equity investment risks. This strategy is wholly implemented through shifting allocations to a suite of actively managed ETFs that are sub-advised by RiverFront. RiverShares holdings are limited to this suite of ETFs. The RiverShares portfolios have a condensed structure and generally hold between five and nine positions at any given time.

All investments in securities, including this portfolio, include a risk of loss of principal (invested amount) and any profits that have not been realized. Performance of any investment is not guaranteed. Markets fluctuate substantially over time, and have experienced increased volatility in recent years due to global and domestic economic events. Fixed income securities also carry inflation risk, liquidity risk, call risk and credit and default risks for both issuers and counterparties. In a rising interest rate environment, the value of fixed-income securities generally declines. Diversification does not guarantee a profit or protect against a loss. Investments in international and emerging markets securities include exposure to risks such as currency fluctuations, foreign taxes and regulations, and the potential for illiquid markets and political instability. Please see the end of this publication for more disclosures.

INVESTOR OUTCOME

Accumulate ~ More Conservative

Goal: Build
Outcome: Growth

Stocks are the preferred way to accumulate wealth for investors with a 7-10 year plus investment horizon in our view. With a benchmark allocation of 80% stocks and 20% bonds, we believe RiverShares Global Allocation is a slightly more conservative way to accumulate wealth. That said, it gives Riverfront some flexibility to increase and decrease weightings based on our strategic and tactical views.