RiverShares Conservative Income Builder / RSCIB

Investment Objective

Seeks to provide income and growth consistent with a conservative level of risk.

Implementation: Advantage

RiverShares Eligible ETFs

Benchmark

30% S&P 500 Index TR
70% Bloomberg Barclays US Aggregate Bond Index TR

Time Horizon

3-5 years

Balanced Solution

Portfolio Overview

The RiverShares Conservative Income Builder composite is based on a 3-5 year time horizon and seeks to provide income and growth consistent with capital preservation through a portfolio of global equites and fixed income. Tactical portfolio strategies seek to provide additional protection from market volatility through short-term, momentum-based strategies. Risk management processes are likely to be employed more frequently than other RiverFront portfolios with longer time horizons. This strategy is wholly implemented through shifting allocations to a suite of actively managed ETFs that are sub-advised by RiverFront. As the RiverShares holdings are limited to this suite of ETFs, these portfolios have a condensed structure and generally hold between five and nine positions at any given time.

INVESTOR OUTCOME

Sustain ~ More Conservative

Goal: Prepare
Outcome: Growth/Income

Investors who want some growth of capital and are especially anxious not to see significant swings in their portfolio value should consider CIB during the sustain phase. With a 30/70 benchmark between stocks and bonds this portfolio is designed with a ‘safety first’ mindset.

Distribute ~ More Conservative

Goal: Spend | Outcome: Income

With a 30/70 benchmark between stocks and bonds this portfolio is managed with a ‘safety first’ mindset. RiverShares Conservative Income Builder is designed for investors who have conservative assumptions built into their retirement plans and so do not need to reach for yield or returns.