Riverfront's investment process is a multi-layered investment discipline which:

• Starts with strategic asset allocation
• Continues with tactical allocation, sector strategy, optimized security selection
• Finishes with disciplined risk management

The power of our process is that the performance of the portfolio does not rest on the success or failure of any one set of decisions. By executing simultaneously on all layers of the discipline, our portfolios have been able to provide consistently superior performance as different layers in the process have added value at different points in time.

Performance results prior to the formation of Riverfront were achieved by substantially the same team of investment professionals according to the same investment strategy currently used by Riverfront. Past performance is no guarantee of future returns.